> ## Documentation Index
> Fetch the complete documentation index at: https://docs.exclusivo.one/llms.txt
> Use this file to discover all available pages before exploring further.
# Payments
> What you're charged, when you get paid, and how to split revenue.
## What it costs
| | |
| --------------- | --------------------------- |
| Subscription | $29 a month, or $290 a year |
| Our fee | A flat **5%** of the order |
| Card processing | Whatever Stripe charges you |
One rate. It doesn't change with your volume or your plan.
## Where the money actually goes
**Card orders** settle into your own Stripe account. You're the merchant of
record, which means the money is yours from the start, Stripe's fees come out on
Stripe's terms, and payouts run on Stripe's schedule rather than ours.
It also means chargebacks are raised against your Stripe account, and you handle
them there.
**Crypto orders** go straight to the addresses you've set. No holding period,
nobody in between.
## Checking a crypto payment yourself
Before we mark an order paid we check three things: who sent it, where it went,
and how much. A transaction existing isn't evidence of anything on its own.
If you're reconciling by hand, check the same three.
## Splitting revenue
You can split what an order earns between several people — a collaborator, a
charity, a label.
Splits pay out as separate transfers, not one indivisible operation, so
it's possible for part of a split to go through and part to fail. It's a
process, not a guarantee — check that everyone actually got paid.
## Discreet billing
For shops whose customers would rather the purchase wasn't obvious.
It renames the receipt and the confirmation email. It **can't** rename the bank
statement — your Stripe account is the merchant of record and Stripe only lets
us set part of that text, so the bank's own prefix still shows.
Set a descriptor when you turn it on. Without one the whole setting switches
off, instead of half-working and falling back to your shop name.
## Reconciling
Every order records its payment reference — a Stripe charge ID, or the
transaction on-chain — so you can trace any order back to the money.
## Related
Turning card and crypto checkout on.
The full cost breakdown.