> ## Documentation Index
> Fetch the complete documentation index at: https://docs.exclusivo.one/llms.txt
> Use this file to discover all available pages before exploring further.

# Payment methods

> Taking cards, taking crypto, or both.

## Cards

Connect your Stripe account and you're taking cards.

You're the merchant of record, so the money lands with you, Stripe's fees are on
your terms, and any disputes are raised against your account.

<Steps>
  <Step title="Connect Stripe">
    The usual Stripe Connect flow.
  </Step>

  <Step title="Check your currency">
    Your shop's currency needs to be one your Stripe account supports. If it
    isn't, checkout refuses rather than converting behind your back.
  </Step>

  <Step title="Buy something from yourself">
    A real low-value order, all the way through.
  </Step>
</Steps>

### Apple Pay and Google Pay

Both come with Stripe. On a custom domain, Apple Pay also needs a verification
file at `/.well-known/`, which we serve for you — if Apple Pay doesn't appear on
your own domain, that file failing to load is the first thing to check.

## Crypto

Built in, no plugin. Turn on the chains you want and set the addresses you want
paid to.

Money goes straight to those addresses — nothing sits in between.

<Warning>
  Check your receiving address by making a real test purchase before you rely on
  it. A crypto payment to the wrong address is gone. No chargeback, no reversal,
  nothing we can do.
</Warning>

## Which to turn on

<AccordionGroup>
  <Accordion title="Cards only">
    Right for nearly every shop. Most people won't complete a crypto checkout,
    and many won't know how.
  </Accordion>

  <Accordion title="Both">
    Sensible if some of your customers are crypto-native. There's no downside
    beyond the setup.
  </Accordion>

  <Accordion title="Crypto only">
    Only if you're certain about your audience. Expect most other visitors to
    leave at the payment step.
  </Accordion>
</AccordionGroup>

## Refunds work differently

Card refunds go through Stripe from the order. **Crypto refunds are manual** —
you send the money back yourself. There's no automatic path.

<Tip>
  Decide your refund policy before you publish it, and be honest about this
  difference on your refunds page. A customer who expects a one-click refund on a
  crypto order will not be pleased.
</Tip>

## Related

* [Payments](/stashed/money/payments) — fees, payouts and splits.
* [Orders](/stashed/orders) — issuing refunds.